Divyam Fincap Services is your trusted partner for expert guidance in loans, investments, and strategic financial planning for businesses and individuals.
15+
Rs. 15,000 crore+
Rs. 300 crore+
Rs. 3,000 crore+
Divyam Fincap Services is a Chartered Accountant-led financial advisory firm specialising in end-to-end capital solutions and wealth management.
We partner with businesses and individuals to deliver structured, scalable, and result-oriented financial outcomes across the entire lifecycle — from raising capital to managing and growing wealth.
With over 15+ years of experience, we bring institutional-level expertise combined with a relationship-driven approach, ensuring that every solution is aligned with client objectives and market realities.
From securing capital to growing wealth and strategic planning, our holistic approach ensures every aspect of your financial journey is optimized.
Led by CA Arpit S. Kabra, a qualified Chartered Accountant with over 15 years of experience in the Finance and Treasury domain, Divyam Fincap Services is built on a strong foundation of delivering structured and outcome-driven financial solutions. Arpit has previously worked with esteemed organisations such as IDBI Capital Market Services Ltd, Edelweiss Financial Services Ltd, ICICI Bank Limited, and EPL Ltd.
With deep expertise across multiple verticals of finance and treasury operations, Arpit has worked with over 150 corporates and successfully executed transactions ranging from Rs. 30 million to Rs. 14,000 million, with aggregate fund raising exceeding Rs. 150,000 million.
His core strengths include deal structuring, term sheet negotiations, credit and financial appraisal, compliance management, and preparation of transaction documentation aligned with lender and investor expectations—ensuring stronger positioning and smoother execution.
Arpit’s professional network spans leading banks, NBFCs, private credit funds, credit rating agencies, and other key financial stakeholders. He has successfully executed fund raising transactions across diverse sectors including textiles, cement, hospitality, renewable energy, real estate, oil & gas, and more.
Beyond fund raising, Arpit offers comprehensive support across critical financial functions, acting as a strategic partner to businesses at various stages of growth. His expertise includes CFO services, covering financial planning, budgeting, cash flow management, MIS reporting, and overall financial discipline to support informed decision-making.
He also assists promoters in setting up new businesses, including feasibility assessment, financial structuring, and preparation of detailed business plans and project reports aligned with lender and investor expectations.
In addition, Arpit supports clients in credit rating processes, facilitating improved positioning through robust financial presentation and data alignment. His services further extend to preparation of CMA data, handling bank queries, and providing end-to-end support in renewal and enhancement of banking facilities, ensuring continuity and efficiency in banking relationships.
Leveraging his treasury and capital markets experience, Arpit supports individuals and corporates in wealth creation, preservation, and strategic asset allocation. The approach focuses on aligning investment decisions with liquidity needs, risk appetite, and long-term financial objectives.
He facilitates access to a wide spectrum of investment avenues including mutual funds, corporate fixed deposits, bonds, NCDs, PMS, and other curated investment solutions, with a strong emphasis on risk-adjusted returns, capital protection, and tax-efficient structuring.
The engagement model is centred around structured portfolio building, product selection, and ongoing monitoring, ensuring that investment strategies remain aligned with evolving market conditions and client goals.
I had a fantastic experience with Divyam Fincap Services for my home loan. From the initial consultation to the final approval, they were incredibly helpful and supportive every step of the way. The team guided me through the entire process, explaining each detail clearly and patiently answering all my questions. I can confidently recommend Divyam Fincap Services to anyone looking for a reliable and trustworthy partner in securing a home loan. Their professionalism and commitment to customer satisfaction truly set them apart
Mr Akshay
Investment Banker
I was seeking an education loan for my masters in USA and contacted Divyam Fincap Services for the same. They guided me through the necessary documentation and negotiated the lowest possible interest rates. When I applied for the loan, I discovered some challenges in my CIBIL report. However thanks to meticulous approach of CA Arpit S Kabra, we were able to address the issues promptly and proceed with our loan application without further delay. He made everything hassle-free and was incredibly approachable. You can trust Divyam with any of your Loan requirements
Ms Saloni
Student Pursuing Masters of Behavioral and Decisions Sciences, USA
We are delighted to share our experience with CA Arpit S Kabra in securing a Working Capital Loan and Term Loan of Rs. 100 Mn for our pharmaceutical company. From the outset, he demonstrated exceptional professionalism and a deep understanding of our requirement. We were particularly impressed by his negotiation skills which enabled us to obtain the loan at a very competitive rate. Their team worked closely with us to tailor a financing solution that perfectly aligned with our strategic goals and operational needs.
Mr Milind
Promoter of a Pharmaceutical Company
Mr Arpit S Kabra has done a wonderful job during execution of debt raising transaction of Project Term Loan of Rs. 1710 Million. Mr Arpit possesses deep understanding of credit and loan disbursement process. He is very prompt in responding to the lenders needs and carries high level of energy in his endeavor.
Promoter of a Textile Company
Schedule a consultation with our expert advisors to explore tailored financing, investment, or advisory solutions for your specific needs.